Comment by philip1209

Comment by philip1209 2 days ago

I was curious what the break-even is where the insurance discount covers the $99/mo FSD subscription. I got a Lemonade quote around $240/mo (12k mi/yr lease on a Model 3), so 50% off would save ~$120/mo - i.e. it would cover FSD and still leave ~$21/mo net. Or, "free FSD is you use it".

I believe, at the end of the day, insurance companies will be the ones driving FSD adoption. The media will sensationalize the outlier issues of FSD software, but insurance companies will set the incentives for humans to stop driving.

IshKebab 2 days ago

$240 per month? That's literally eight times what I pay in the UK. Ok I don't have a fancy electric car but still... what.

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JumpCrisscross 2 days ago

> $240 per month?
Are Teslas still ridiculously-expensive to repair? (I pay $1,100 a year (~$92/month) to insure my Subaru, which costs more than a Model 3.)

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philip1209 2 days ago

I don't have a car so I don't know what is normal. i just went through the lemonade quote process. (I have a license and my record is clean, though - so there shouldn't be any high-risk flags.)

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bradleyjg 2 days ago

We have contingency fee personal injury lawyers and you have loser pays. Your system works better.

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- freedomben 2 days ago
  
  Yep, also people who will spend thousands of dollars to get a tiny scratch repaired because for some reaosn in the US everyone expects cars to be utterly perfect.
  
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bmsleight_ 2 days ago

Yep - the way to get adoption, whilst the bar is too high for self-driving cars, the bar should be safer than the average person. An old greying socialist - saying that capitalism drive the right outcomes. Same with low-carbon, insurance will help with climate change mitigation.

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