Comment by m132 4 days ago
Patiently waiting for a mandatory 30% fee on every transaction made with iOS banking software. Maybe that'll put a definitive stop to forcing mobile "apps" with jailbreak detection on customers and have banks think twice before crippling the functionality of their websites.
Please Apple, make this happen.
Many banks require you to two-factor authenticate with an app on your phone.
Which banks do you use? I’m looking to switch away from Chase (which does this).
It’s a surprisingly hard thing to search for online…
2-factor auth is free, so it doesn't incur the 30% cost.
Never.
Popular apps have been exempt from these rules since the beginning of time - not that I agree with this.
If their app didn’t exist on iOS,
would it be weird/embarrassing for Apple?
That’s what “popular” means, in this context.
That’s how they make their decisions.
I feel like it would definitely be weird.
But Patreon does have a web version but I am not sure how many people prefer web sites in Apple ecosystem especially on Ios so I do find the whole thing to be a bit weird because this ~30% cut essentially seems to rip off of creators in some sense.
They will, the moment your bank starts selling media inside the app.
Some countries still charge for SMS. That's why WhatsApp is so popular in many places of the world.
in a lot EU countries, still today telco contracts are marketed with "...and unlimited number of SMS into all networks..."
Its still widely used :-D
There's basically two mobile worlds in India. The middle class has mobile plans basically like the rest of the world, while the poor (especially the rural poor but also to some extent the urban poor) have a pay-per-use account that also functions as their bank. So sending a text might cost 2 rupees, and an MMS might cost 6.
Honestly… if we implemented $0.01 charge on every message, post and etc. the world would become an amazing place.
1. This would not deter bad actors in any way, spammers already have no issue paying for junk mail. An 0.01 cost means nothing if the action they're taking generates more than 0.01 for them (it generally does). In fact this essentially incentivizes bad actors; you get punished for not profiting off your messages, so people would be more inclined to find ways to monetize their posts.
2. The costs for this would be ridiculous. I have probably sent over a million public messages on Discord in the decade I've been using it. $10,000 is a pretty steep fee to do some chatting.
3. This is essentially a digital ID scheme with extra steps, and requires ceding privacy completely to communicate on the internet.
I understand your comment was probably an off-hand joke and not to be taken seriously but if you think about it for very long it becomes apparent that it would actually make the problem worse.
>spammers already have no issue paying for junk mail.
Junk mail isn't that expensive in the grand scheme of things. And I'd be surprised if the margins for this was so high that a mere 1 cent transactions wouldn't deter so many of them.
I see it the opposite. You will never stop truly motivated propaganda from spreading its messae. They put millions into it and the goal isn't necessarily profit. But you stop a lot of low time scammers with a small cost barrier.If only because they then take a cheaper grift.
It costs to mail physical letters, somehow I still get "spam" addressed to homeowner/resident in my physical mailbox.
Today out of curiosity, I tried looking at what is the cost of one PVA (Pre-verified account) of google. I found it to be around ~$0.03 (3 cents) or it could be an amazon account idk or maybe an youtube account
Like my point is that atleast for amazon/yt, these bots usually cost this much ~$0.03 to buy once.
Then we probably see a scammer buy many of these accounts and then (rent it?) on their own website/telegram groups to promtoe views/ratings etc./ comment with the porn ridden bots that we saw on youtube who will copy any previous comment and paste it and so on.
So technically these still cost 3 cents & scammers are happily paying the rate.
Yeah. Iirc, I used to have to pay $0.20 per SMS message, sent and received, before unlimited plans became a thing. Also had a limited amount of minutes for phone calls.
I remember Verizon wireless at the time had a plan with unlimited nights and weekends for calls and texts, so my friends and I would message each other like crazy on the weekends when it was free. Got grounded when I got my first girlfriend in high school for racking up the phone bill from text messages and promptly got my phone taken away.
I just use the bank's website.