Comment by beAbU
This has never happened to me in more than 5 years of paying for Google Drive. And my drive is chock full of bootleg books and movies and stuff.
Having said that, an offline backup of a couple of terabytes will rarely break the bank and is not a bad idea at all.
I probably need to get on that.
It happens more with adult content or files misclassified as such. It has happened to people.
Secondly, a Google account can be disabled for a broader variety of reasons, not limited to the above causes.