Comment by senordevnyc

I wonder what the author means by the repeated assertion that marketplace plans don't cover childbirth? My understanding is that's absolutely false.

In 2015 I had my first child while self-employed, and I paid for the most expensive Aetna plan I could find, about $2k per month if I recall correctly. We had an excellent experience at Mt Sinai, private recovery room for two nights, etc. I don't think we paid hardly anything out of pocket.

Granted, I agree that our health insurance system is a complete mess, but judging by this post and the angry responses of the author here, it sounds to me like they're making it worse on themselves by misunderstanding what's available and needlessly paying for a more expensive option than needed.