Comment by averageRoyalty
Comment by averageRoyalty 2 days ago
> 20 years as a dev and tech lead and full stack, including stints as a EM and CTO
> Since then I pivoted to AI and Gen AI startups- money is tight and I dont have health insurance but at least I have a job…
I hope this doesn't come across as rude, but why? My understanding is American tech pays very well, especially on the executive level. I understand for some odd reason your country is against public healthcare, but surely a year of big tech money is enough to pay for decades of private health insurance?
Not parent commenter, but in the US when someone’s employment doesn’t include health insurance it’s commonly because they’re operating as a contractor for that company.
Generally you’re right, though. Working in tech, especially AI companies, would be expected to provide ample money for buying health insurance on your own. I know some people who choose not to buy their own and prefer to self-pay and hope they never need anything serious, which is obviously a risk.
A side note: The US actually does have public health care but eligibility is limited. Over one quarter of US people are on Medicaid and another 20% are on Medicare (program for older people). Private self-pay insurance is also subsidized on a sliding scale based on your income, with subsidies phasing out around $120K annual income for a family of four.
It’s not equivalent to universal public health care but it’s also different than what a lot of people (Americans included) have come to think.