Comment by raw_anon_1111

At a young age and knowing I could easily get a job and rebuild? Why not? $200K to get back is a year a two in Silicon Valley just working in a tech company.

By 2010 with a combination of divorce and over investing in real estate before the financial crisis I had a negative net worth of over $200K at 36 years old and absolutely no money in the bank. I really didn’t stress at all. They were just numbers.

I had a job, a home and parents who could help me out a little when needed mostly for unexpected expenses because my credit was also shot by 2013 with 5 foreclosures/short sales.

At 51, remarried for 15 years and grown (step)kids and working remotely, and a lot of other quality of life changes, we are good.