Comment by Vecr
All you would get is even more insurance overhead and even higher nominal prices. People who pay cover people who don't, and doctors will get insurance to pay for all their failures.
All you would get is even more insurance overhead and even higher nominal prices. People who pay cover people who don't, and doctors will get insurance to pay for all their failures.
I think the author's (pugworthy's) intent was to disincentivize doctors who take advantage of fee-for-service.
For example, a few years ago, I started getting Plantar Faucitis. (Basically, foot pain that happens in middle age.) My doctor sent me to a podiatrist, who basically told me to buy new shoes, use inserts, and stop walking around barefoot. That worked, BUT:
The podiatrist also pushed me to do a silicon injection (as in they offered it while they were pulling out the needle and pushing it into my foot), pressured me to come in monthly, and wanted to write a prescription for a painkiller that I didn't need and had side effects. It was clear they were trying to increase their patient load and services as a way to get more revenue.