Comment by koakuma-chan
Comment by koakuma-chan 4 days ago
I don't think you need a reason to invest. You should be making more money than you spend, so you might as well put the surplus to work.
Comment by koakuma-chan 4 days ago
I don't think you need a reason to invest. You should be making more money than you spend, so you might as well put the surplus to work.
I said that because I find it puzzling when asked the reason why I invest. They're like, are you saving for a house? No, I'm saving in general, and then I buy whatever I want.
Be careful here. You should have some "rainy day" savings. You should have some retirement plans. You can save for big items like a vacation.
However you don't know how long you will live. Don't be a miser who spends nothing. If you have surplus after the above you should either spend it or donate to charity.