Comment by alias_neo

Comment by alias_neo 4 days ago

8 replies

> Most states require financial literacy courses to graduate

What's a state? Pretty sure we don't have those here.

Even if it was true for America (probably not), it certainly isn't true for the entire rest of the world.

Maybe they should be teaching Geography.

yed 4 days ago

My mistake, it's just such a common trope in the US I didn't realize it was a universal complaint. It is true for US incidentally, people generally don't remember it because a) the learning and real world practice are too far removed b) people often are poor with finances regardless of knowledge.

  • alias_neo 4 days ago

    All good.

    I think it's common everywhere to be honest.

    Here in the UK there's never been financial literacy taught at a national scale that I'm aware, there certainly wasn't when I was in school, albeit that was some decades ago now, and from what I've seen of my nephews/nieces it still isn't.

    My children are still too young to worry about the minutiae, but we're already trying to teach them about income/outgoings and saving even at their middle single-digit ages.

    Investing is something I can't say I'm extremely comfortable with the details of even at my advanced age besides the simple things like "I have a pension" and "I have a LISA".

    I definitely think there's room for some self-service tools to aid in teaching these things to our kids from an early age.

  • anonymous908213 4 days ago

    Have you considered that "people generally don't remember it" because most of them graduated before 2020? People are going to reflect on their own experiences at school, which will often be from decades ago. If they aren't a teacher, they probably aren't going to find out about any changes to the curriculum. Maybe if they have a child, but that potentially takes an 18 year delay between implementation and learning about it if it's about a high school, if the teenager bothers to report that they had a boring finance class to their parent.

  • nxor 4 days ago

    It's not true for the US.

    • rkomorn 4 days ago
      • nxor 4 days ago

        Are you from the US? I went to a good high school and even that class was awful. No one wants to teach it and genuinely, you learn more about money in history, english, science, and math. Additionally, you can take it online and over the summer, which kids do so they can take nicer looking classes. Granted, students with a work ethic tend to learn these things on their own.