wara23arish 4 days ago

stay vigilant Lebanon was granting 12% rates and everything was fine and “covered” by central bank until it wasnt

mlok 4 days ago

py = Paraguay, for those like me who didn't know

Galanwe 4 days ago

> 11% is a safe interest rate on my country

11% may be the safest bond you have access to, but that doesn't make it _safe_ in absolute terms.

  • roberdam 4 days ago

    up to 30k, cover 100% by the central bank

    • estsauver 4 days ago

      So, bonds basically all tend to converge on the same risk adjusted yield. If you're seeing yields that look like this, the market believes the currency will slip or there's repayment risk (relative to USD bonds that are in the 4.75% range.)

      Imagine you have a scenario where inflation is 0 in currency A and 10% in currency B. Would you rather have a 2% bond in currency A or a 9% bond in currency B? This is why Euro bonds go negative sometimes, when USD interest rates were very low and the Euro was deflationary relative to the dollar, it could push rates even further lower.

    • Galanwe 4 days ago

      Look, you do you, but rest assured that you don't get 11% for no reason.

      • roberdam 4 days ago

        I wrote an article (it's in Spanish) in which I took data from the central bank since 1990 and created a tool to simulate various scenarios. The tool includes a column showing the average interest rates on central bank-backed investments. Maybe you might find it interesting. https://roberdam.com/jubilar.html

Jommi 4 days ago

the issue is your local currency will lose its value over time

  • triceratops 4 days ago

    Is there a (government-issued) currency that doesn't?

    • lucb1e 4 days ago

      It's not an inherent feature, but they steer it in such a way so, no, there isn't (at least not for long), unless someone would make a good case for it at some point in the future

      The interesting question would be what their currency, where this 11% is offered, typically loses year-on-year