Comment by jongjong
IMO the real problem is that the monetary system creates asymmetries which create monopolies, which force everyone to participate in 'the economy' through rigid, inefficient, bureaucratic structures. People are literally not allowed to service each other, even through they have the time and capacity to so; simply because they do not have access to a specific currency which they are forced to use... That same currency is not universally scarce though; it's basically handed out to their biggest corporate competitors in large quantities via government contracts and from banks in the form of low interest loans. It creates a kind of fictitious planned economy which becomes increasingly inefficient and bureaucratic by the day; the money is the only quantity which is increasing (and only for some people), almost every other economic metric is decreasing. The real economy is hollowing out.
The financial system has become a giant game of Monopoly, but unlike Monopoly, when all the capital has accumulated with one player, this financial system isn't restarted and the wealth redistributed.
Instead it feels like playing Monopoly, round for round, and all the money goes to the one player with all the hotels and train stations and there is no opportunity for other players to obtain any property or wealth.
If you are lucky enough to be in the circle of that one player with all the wealth, good for you. For the rest of us, it's just rolling the dice and going in circles - round for round.