Comment by microtonal

The Netherlands has had a standard for authentication, which is supported by all government organizations, many insurance companies, etc. for 21 years and it only got better with time. I also strongly prefer it over the shitty, broken authentication systems many government organizations, companies, etc. come up with otherwise (we lived in Germany for a while and the crappy systems we had to deal with were endless). Or even worse, let some FAANG company do the authentication.