Comment by mitkebes
Paypal is good as a consumer. You can buy stuff without giving random sites your card details, and paypal is willing to refund purchases if you have a legitimate issue and the seller refuses to cooperate with you.
My wife placed a large clothing order some months back, but the package got ripped in transit and we only received about a quarter of it. The seller company refused a refund because the tracking data said "delivered", even though I was able to get confirmation from USPS that the package weight in transit lost most of it's weight between two shipping centers. The fact that we placed the order through paypal ended up saving us, we were able to bring them in as a mediator and they got us a refund.
Credit cards do the same, no? You can initiate a chargeback.