Comment by Matthyze
I personally don't see downloadability as a significant factor in the morality of breaching security. If it's bad to hack a login screen to gain access to private information, why wouldn't it be bad to hack encryption to do the same thing? What moral dimension does downloadability alter?
I think the house analogy fails because you cannot duplicate a house, take it somewhere else, and attempt to break into it there. If you could, that would undoubtedly be seen as a violation.