Comment by preya2k
Swiss/Danish/Finnish Mobile Payment alternatives like TWINT and MobilePay.
Also: physical lockers with PIN/Code instead of keys (in basically every country aside from Germany). It's just completely bonkers to me, that German train station lockers still use physical Keys EVERYWHERE.
I use mobilepay when paying online. Its quicker than the credit card.
But the service is owned by the greedy banks so it will probably end with me abandoning it because it will get too expensive when they have enough users.