Comment by tbrownaw

> I’ve long believed that police officers should be required to carry private liability insurance, just like professionals in many other high risk fields. If an officer is uninsurable, they should be unhireable, plain and simple. Repeated misconduct would drive up their premiums or disqualify them entirely, creating a real consequence for bad behavior.

And it'd be administered by some faceless bureaucracy full of accountants, rather than a couple local politicians that the union can just bully (or bribe or whatever) into ignoring things.

But of course the current mess derives from sovereign immunity, which might be a bit tricky to get the politicians to tinker with more than they already have. :(