Comment by asciimov

I have a $20/month GPT subscription, and the $20/month cursor plan. I've yet to come close to going over my limits with either service. I use the unlimited Tab completions in cursor which are what end up saving me an enormous amount of time. I probably use 5 to maybe 10 chats a day in cursor, but I jump over to GPT if I think I'm going to require a few extra chats to get to the bottom of something.

I think that getting "good" at using AI means that you figure out exactly how to formulate your prompts so that the results are what you are looking for given your code base. It also means knowing when to start new chats, and when to have it focus on very specific pieces of code, and finally, knowing what it's really bad at doing.

For example, if I need to have it take a list of 20 fields and create the HTML view for the form, it can do it in a few seconds, and I know to tell it, for example, to use Bootstrap, Bootstrap icons, Bootstrap modals, responsive rows and columns, and I may want certain fields aligned certain ways, buttons in certain places for later, etc, and then I have a form - and just saved myself probably 30 minutes of typing it out and testing the alignment etc. If I do things like this 8 times a day, that's 4 hours of saved time, which is game changing for me.

I am currently subscribed to Claude Pro, which is $20/mo and gives you plenty to experiment with by giving you access to Projects and MCP in Claude Desktop and also Claude Code for a flat monthly fee. (I think there are usage limits but I haven't hit them).

I've probably fed $100 in API tokens into the OpenAI and Anthropic consoles over the last two years or so.

I was subscribed to Cursor for a while too, though I'm kinda souring on it and looking at other options.

At one point I had a ChatGPT pro sub, I have found Claude more valuable lately. Same goes for Gemini, I think it's pretty good but I haven't felt compelled to pay for it.

I guess my overall point is you don't have to break the bank to try this stuff out. Shell out the $20 for a month, cancel immediately, and if you miss it when it expires, resub. $20 is frankly a very low bar to clear - if it's making me even 1% more productive, $20 is an easy win.