Comment by Retric
Chargebacks are the reverse of these kinds of small thefts. A company is free to take you to small claims court over a chargeback, it’s really not worth their time though.
As such it’s often preferable for an individual vs arbitration.
> it’s really not worth their time though.
no, but a company has more levers than just small claims court - such as banning you from doing business with them, and removing all existing relationships.
Google, for example, could ban you off gmail, remove your storage in gdrive, and take away all of your youtube videos.
A big enough company with your data/process/utility that you must rely on and is locked in, would have enormous leverage over you that a small claims court won't have.