Comment by feoren
This claim is different from the overwhelmingly accepted scientific consensus, so it's on you to provide evidence. You say the two observers can't disagree on whether the victim falls in in finite time; tens of thousands of Ph.D. physicists say they can disagree. Where is literally any citation, any evidence at all of what you're claiming?
> overwhelmingly accepted scientific consensus
There is no consensus, quite the opposite: it was very well known that neither classical GR nor quantum mechanics are able to model a black hole!
People like to argue this as if it is settled science, right after saying two contradictory things about it, both from simplified, incomplete models.