Comment by atomicnumber3

Comment by atomicnumber3 12 hours ago

2 replies

"you'll still get paid and are still technically employed, but you'll not be working on anything and can't go to the office."

Oh noooooooooo, anything but that!

Joking aside, seriously, part of why this is all so traumatizing in the US is because the second you know you're getting laid off, you're not even thinking about the job or anything anymore. You're trying to guess how much COBRA is going to be and hoping you don't get seriously ill in the next N months.

Seriously, COBRA is often so fucking expensive that being laid off doesn't just mean loss of income, it means literally suddenly getting a NEGATIVE paycheck each month, as you now have to cover the % of the healthcare plan your employer was paying for. If I got laid off right now, i'd immediately start paying about $6000/mo for my current policy under COBRA. Then, if you do need to use it, it's still got a deducible and coinsurance!

So yeah, that's why summary dismissal is so painful in the US.

Tokumei-no-hito 10 hours ago

that has to be a typo. 6 thousand a month (72k/year) on insurance??

  • atomicnumber3 7 hours ago

    I think i multiplied a bit too aggressively in my head. I think it'd be more like 2.5k/mo. I'm out of pocket $900/mo right now, and I think that's less than half, because my employer covers 100% of my premiums and 50% of the family premiums. So double that 900, and then add me in.