Comment by jart
A lot of white collar work is just larping as the 1%. It's due to the over-manufacturing of elites. Roles that exist to keep people busy while confering illusory social status aren't very useful to society. Freedom and usefulness comes from humility and devotion to others. For example, you don't need to be in the 1% to have financial independence. You just have to not spend money on things that cargo cult the 1% like a fancy home, fancy car, and fancy dress, since that's a weakness in yourself that the 1% exploits to keep folks dependent on paychecks. Refusing to covet what the 1% has is how you act like a true 99%er. Not through politics, but by changing what's in your heart.
I agree with everything you say about elite over-production, chasing social status, and cargo-culting material goods. It is indeed, bullshit, that makes many exploitable - which, of course, is the whole point, from the "system's" point of view. On an individual level, for those of us in sufficiently privileged positions, breaking that dynamic is as you say.
However, I don't think you can ignore politics! "Changing what's in your heart", does diddly if you're, say, working in the Triangle Shirtwaist factory. It took a +century of dedicated labor activism and political effort to get to a point where any workers at all could dream of breaking free, and in the US we've arguably backslid in recent decades. Continued political action and worker solidarity are desperately needed.