Comment by bmacho
A burning house is not "a pool".
In my country you can't watch a kid drowning in a pool* but you are not obligated to help anyone in a burning house, since that would put you in danger too. I assume it is the same ~everywhere in the world, including the US.
* assume rescuing would be fairly safe, you are a good swimmer, you have lifeguard education, the weather is nice and the kid is small. AFAIK rescuing drowning people is dangerous as they can pull you down.
That asterisk is doing some very heavy lifting.