Comment by carlosjobim
Comment by carlosjobim 10 months ago
If you're falling for such scams then you'd have to put yourself into the "financially incompetent" category. You can hire a nanny for less that will take much better care of your kids.
Comment by carlosjobim 10 months ago
If you're falling for such scams then you'd have to put yourself into the "financially incompetent" category. You can hire a nanny for less that will take much better care of your kids.
I was referring to childcare. That's just insane and you're being ripped off. That's like buying toothpaste for five hundred dollars per tube, just a solid scam no matter how you flip it. Regarding mortgages, I think that's another discussion.
It’s just what it costs though. What’s the alternative for a two-income family? A full time nanny isn’t cheaper.
An alternative that makes sense is that two families share the cost of a nanny for four kids, and the kids can visit at each other's homes. There's always a way when there's a will. But there's never a way if there isn't a will.
Cost of a full time nanny is about 3000/month in a high col area. Childcare for small kids is expensive, and while it may be a scam, it’s a scam most parents I know have no choice but to pay into.
Describing mortgage payments as a scam seems pretty out there. Renting isn’t any cheaper, and with a mortgage at least your home is an investment