Comment by guitarlimeo

> It is a pretty interesting thought experiment to wonder whether people shouldn't be allowed to engage in organized sports that are risky, without paying an additional health insurance premium? E.g. if you play professional football, then your league has to pay extra money into the health insurance fund to compensate for all the extra health care treatment their players need and will need.

Isn't this already in use in multiple countries? I.e. if you want to play football (european) in a league, you have to have a license and also insurance that covers playing it in an organized way - for example in a league.

So team sports are already covered by such things, but individual sports like mountain biking or skiing aren't at the moment.