Comment by philwelch
Health insurance premiums used to be different based on whether or not you smoked; maybe they still are. It would still be nice if you could lower your health insurance premiums by losing weight or buying a policy that didn’t cover mountain bike injuries or whatnot.
At a former company, there was some trivial discount for an annual health care screening which I stopped doing because it was trivial and something that wasn't between me and my doctor. I would absolutely not sign onto a screening that invasively wanted to know about specific athletic or other activities of that sort. (Which would probably also give the insurance company untold levers to deny your claim.) "Oh, you said you don't rock climb, well that 'hike' looks like a rock climb to us."