Comment by ensignavenger 3 months ago
You do realize that Euroean countris also decide what drugs and procedures they will cover on their national health plans too? Because you have a more limited set of options, your doctors will know what is covered and only recomend tose options, but it doesn't mean there aren't things that aren't covered.
I concur, it is a pain. The US absolutely needs to improve! The point I was making is that the idea of free, unrestrained, unlimited healthcare in Europe is a myth.
As does mine, but many drugs require either a prior authorization that insurance companies can fight or an exemption which can also be fought. It's not a guarantee that you'll get coverage for a specific drug just because you have an insurance plan.
At least the set of approved drugs is known. In the US you don’t know until you try to fill the orecription, then it becomes a 4-way game of telephone (patient, MD, pharmacist, and insurance) with each trying to outlast the other.