Comment by sgerenser Comment by sgerenser 3 days ago 2 replies Copy Link View on Hacker News That’s why these target funds go down to ~50% stocks [edit: at the target date] not 0.
Copy Link ac29 3 days ago Collapse Comment - At least at Vanguard the final stage of target date funds is ~30% stocks: https://investor.vanguard.com/investment-products/mutual-fun... Reply View | 1 reply Copy Link sgerenser 2 days ago Parent Collapse Comment - That fund is currently at 50% stocks. It does get more conservative as you get past the target date, but I was mainly referring to the stock percentage at target date, which the parent poster implied was almost zero. Reply View | 0 replies
Copy Link sgerenser 2 days ago Parent Collapse Comment - That fund is currently at 50% stocks. It does get more conservative as you get past the target date, but I was mainly referring to the stock percentage at target date, which the parent poster implied was almost zero. Reply View | 0 replies
At least at Vanguard the final stage of target date funds is ~30% stocks: https://investor.vanguard.com/investment-products/mutual-fun...