Comment by Dylan16807
Comment by Dylan16807 3 days ago
Do you need a proprietary app for that? TOTP is fine, you can just pick your own.
Comment by Dylan16807 3 days ago
Do you need a proprietary app for that? TOTP is fine, you can just pick your own.
Yes and they tend to be shoddily programmed security theater. My bank makes me use SecureGo plus, which goes as far as redirecting you to a website telling you screenshots aren’t allowed when you try to document its latest glitch (which may be another misguided “security” feature, who knows).
Haven't seen a bank offering software TOTP in Poland. Over a decade ago, before smartphones became ubiquitous, I've seen a bank offering a physical TOTP device. These days, as far as I've seen, it's either SMS codes or single use codes on a physical scratch cards (haven't seen one in 5 years, though), or in-app confirmation.