Comment by JohnFen

I'm not so sure about that. If your account has been banned, that's terminating your contract. It's no longer "your account" (if it ever was, but that's a rabbit hole I'll ignore here). Subverting access controls to do anything with it would be a clear CFAA violation because the fact that you were banned means that you no longer have permission to access the system.

The legally correct way to address throitallaway's problem is to sue EA to recover the money lost. In the US, this would likely qualify to be a small claims suit, which makes it feasible for a normal and nonwealthy person to do. Plus, when taking a large company to small claims court, the company often doesn't even bother to send a representative, in which case you win a default judgement. It's not an amount of money they really care about, and they know you still have to go to the effort to collect on the judgement.