Comment by aftbit

Comment by aftbit 10 months ago

2 replies

Is it possible to emulate EMV cards? I have not had any luck with that, and most people are unwilling to talk about it as the usual use cases are pretty black hat (carding etc). I just want to use my Flipper (or some other hardware) to make a payment with my own card. I'm not trying to do any fraud. I want something that does tap to pay using any of the CCs that I own, without having to have a modern locked Android or iPhone that cooperates with the bank.

kweks 10 months ago

Closest thing to it is the "MagSpoof" device (originally made by Samy Kamkar) - which "emulates" a MagStripe track (Tracks 1/2/3) wirelessly.

There are a few suppliers building these devices. The bad uses outstrip the good uses.

  • aftbit 10 months ago

    Yeah I built one of these for myself around the time it was announced. Even then, EMV was on the way, and you needed to do a little dance where you put a disabled card into the reader three times to force it to fall back to magstripe, then you could run the spoofer. I did this successfully on some vending machines and the like, but never tried it in stores.

    >The bad uses outstrip the good uses.

    I understand this logic, but I reject it conceptually. This is true for a huge variety of products. At the end of the day, it should be up to the individual to decide this. We survived as a society with substantially higher trust in the past. For example, check fraud is technically trivial and quite common, but did not prevent checks from being an accepted method of payment. Perhaps there is a path back to this in the future, but certainly not if we allow the megacorps and governments to make all technical decisions for the greater good.

    I can write more about this but this is not the place or time.