Comment by nicholasjarnold
Comment by nicholasjarnold 9 hours ago
Yep. It sucks. Zero consequences of any import for those companies as far as I'm aware too. Tiny fines end up being "cost of doing business". Then they get to externalize their failures onto us by using terms like "Identity Theft", which indicates something was stolen from ME and is now MY problem.
In actuality some not-well-maintained systems owned by <corp> were hacked or exposed or someone perpetrated fraud on a financial institution and happened to use information that identifies me. It's really backwards.
PSA: If you haven't already, go freeze your credit at Experian, TransUnion, Equifax and Innovis. It will make the perpetration of this type of fraud much more difficult for adversaries.
PSA pro tip: they will try to steer you toward “locking” your account. Don’t fall for it. Freeze your account.