Comment by speleding

We also don't type in the ledger files directly, but rather than convert it from a free format note we use the comment field of the banking apps, and the comment field of the expense report app (we use Zoho), to indicate what account it should apply to.

Once a quarter I download CSV files from our bank account, credit card and Zoho app, and we have a set of ruby scripts that parse the CSV files into ledger files. They infer the correct accounts from the comment fields. Of course, the script and the ledger output tends to need a few tweaks, but it's >95% automated that way.

As a bonus the scripts also add a few sanity checks to the ledger file, e.g. ensure the balance matches what is downloaded from the bank and entries fall within the current period.